Three teams are 0-5 and four more are 1-4. Here is what each one should do next.
October 15, 2026 | Week 6
Let's stop pretending every NFL team is still chasing a Super Bowl.
Technically, every team still has a chance to turn its season around. Technically, I could win the lottery, buy an island and spend the rest of my life watching football without ever having to hear another Jets press conference. Technically.
But reality is an ugly place for some franchises right now. The
Dolphins,
Titans and
Chargers are all 0-5. The
Cardinals,
Texans,
Saints and
Buccaneers are 1-4. Several other teams have started the year looking like they hired their offensive coordinator off Craigslist.
This is the part of the season when general managers have to stop staring at the playoff picture and start staring at their own rosters. Who is worth keeping? Who should be traded? Which coaches are running out of excuses? Which quarterbacks deserve another season?
This is not a call for anybody to throw games. It is a call for teams to stop wasting opportunities. Every record below comes from the standings as they stand today, and you can follow every one of these teams on the NFL power rankings, the NFL schedule and the NFL team streaks.
Let's open the elimination room.
1. MIAMI DOLPHINS (0-5, AFC EAST): A FULL ORGANIZATIONAL EMERGENCY
Miami is not just losing. Miami is losing while trying to build an entirely new identity. The Dolphins released Tua Tagovailoa in March, signed Malik Willis, hired Jeff Hafley as head coach and traded Jaylen Waddle to Denver (a Broncos team that, by the way, is 3-2 and not complaining). Through five games they have scored 70 points and allowed 132, a minus-62 differential, and their latest result was the 24-31 loss to Cincinnati. The rest of the résumé: a 27-13 loss at Las Vegas, a 35-13 loss at San Francisco, a 24-10 loss to Kansas City and a 15-10 loss at Minnesota. At least they are consistent.
Willis went 15 of 27 for 137 yards with a touchdown and two interceptions in that game, lost a fumble and ran for 74 yards, a team record for a Dolphins quarterback. His season completion rate is 56.2%, and his passer rating of 68.4 is the lowest among the 20 quarterbacks who have started every game. Hafley says he is not considering a change.
Miami already made its big quarterback decision, so there is no need for another column asking whether Tua was the answer. That chapter is closed. The question now is whether Willis can justify the investment.
The game plan
- Give Willis a defined evaluation window: running the offense, decisions under pressure and production against quality defenses. Do not decide on one quarter or one bad game.
- Use the Week 6 bye for what Hafley says it is for, which is getting healthy and evaluating players and coaches. After that, the Dolphins visit the Jets on October 25, a date this Jets fan has already circled.
- Check the roster for trade value before the deadline. Veterans who will not be part of the next competitive team should be available for fair offers.
- Stop trading away offensive talent without a plan to replace it. The Waddle deal left an offense that already needed playmakers with fewer of them.
- Judge the coaching staff on whether it can develop the players it inherited and the players it added.
Best case: Willis improves enough to stay a legitimate starting option, the young players develop and the front office adds draft capital without giving away anyone who helps the next good roster. Worst case: Miami finishes with a terrible record, learns nothing about its quarterback, trades away more useful players and decides that one more offseason of patchwork will fix everything. The Dolphins do not need another dramatic reset. They need the reset they already started to produce results.
2. TENNESSEE TITANS (0-5, AFC SOUTH): CAM WARD NEEDS HELP, NOT ANOTHER QUARTERBACK SEARCH
Tennessee's most important rebuilding decision has already been made. The Titans took Cam Ward first overall in the 2025 draft, and head coach Robert Saleh has said the team is sticking with him. Through five games Tennessee has scored 58 points, the lowest total in the league.
In the 26-3 loss to Houston, Ward went 23 of 36 for 170 yards with an interception and was sacked four times. Houston outgained Tennessee 329 yards to 187 and held the ball for nearly 35 minutes. Saleh's response was that one game will not define the team. Nobody is going to be convinced by that sentence until the offense starts moving. Up next is a Sunday trip to Indianapolis to face the Colts, so there is plenty of time to prove him right. Bring a snack.
You do not draft a quarterback first overall, surround him with problems, watch him struggle and decide the whole investment was a mistake. You find out whether the organization is giving him a fair chance.
The game plan
- Keep Ward as the starter and build a development plan around his specific weaknesses.
- Fix pass protection. A young quarterback cannot learn to read defenses while he is under immediate pressure.
- Evaluate the receiver group and decide whether Ward has enough reliable targets.
- Use the remaining games to find which young offensive linemen belong in the long-term lineup.
- Look at the play-calling. If the scheme is not putting Ward in position to succeed, change the scheme before blaming the quarterback.
Tennessee should listen to offers for veterans who are not part of its next competitive window, but it should not take the roster apart indiscriminately. A young quarterback needs continuity. Best case: Ward makes tangible progress and the Titans learn exactly which positions need upgrades. Worst case: they get him beaten up all year, then use his numbers as an excuse to start the rebuild over. The Titans already have their quarterback prospect. Now they have to act like a team that knows how to develop one.
3. LOS ANGELES CHARGERS (0-5, AFC WEST): YOU HAVE JUSTIN HERBERT. HOW ARE YOU 0-5?
This is arguably the most disappointing situation in the league. The Chargers have Justin Herbert and a high-profile head coach in Jim Harbaugh. They came into the season with real expectations, and they have lost their first five games, the latest being the 23-17 loss to Denver.
Herbert has now been sacked 17 times through five games, and the offensive line started four rookies against Denver because of injuries. He fumbled while trying to throw, which set up Denver's go-ahead field goal, threw a fourth-down interception and left limping after a hit. Ladd McConkey was inactive with a foot injury, and Omarion Hampton averaged a season-low 2.36 yards per carry. The week before that was the 30-23 loss at Seattle. Offensive coordinator Mike McDaniel's play-calling is getting questioned for leaning on motion and trickery when the team may need to keep things basic.
This is not Tennessee. The Chargers do not need to shop for a franchise quarterback. They have one, and the immediate question is whether the organization can protect him and build an offense that uses him.
The game plan
- Make offensive-line health and depth the first priority. Herbert cannot carry an offense when protection collapses on every important down.
- Sort out the working relationship between Harbaugh and McDaniel. The team needs one coherent plan, not two philosophies.
- Stop asking Herbert to rescue every broken possession. Improve the run game and create manageable third downs.
- Work out which injuries are temporary and which expose real depth problems.
- Hold the coaching staff accountable for preparation and adjustments. An 0-5 start requires it, even when injuries are a major factor.
A fire sale is not automatic. If the Chargers believe Herbert and the core can contend in 2027, the better path is to stabilize the line, recover the injured players and make targeted additions. Best case: healthy protection, an offensive identity and proof that the losing streak was fixable. Worst case: they finish near the bottom, change nothing important and ask Herbert to perform miracles behind another damaged line. The Chargers should be embarrassed by the record. They should not confuse a quarterback problem with a team-building problem.
4. ARIZONA CARDINALS (1-4, NFC WEST): THE MARVIN HARRISON JR. TRADE IS DONE. NOW WHAT?
Arizona made one of the biggest personnel moves of the young season. The Cardinals agreed to trade Marvin Harrison Jr. and a 2027 seventh-round pick to the Texans for Houston's 2027 second-round and sixth-round picks, a deal the team confirmed on Monday, October 12, pending a physical.
Harrison was the fourth overall pick in 2024. He had more than 800 yards and eight touchdowns as a rookie, then fought injuries and illness in 2025, including an appendectomy, and finished with 608 yards and four touchdowns in 12 games. This season he had five catches for 85 yards and a touchdown in four games with Arizona, and he was told he would be inactive for the Detroit game while the deal came together.
The Cardinals then lost that game, the 45-21 loss to Detroit, and sit at 1-4. The week before it was a 36-24 loss at the Giants, and the Cardinals have also dropped a 31-7 loss to Seattle and a 36-30 loss at San Francisco. Their one win, for the record, was the 26-14 win at the Chargers, which tells you everything about the Chargers.
The game plan
- Decide whether the quarterback situation is good enough to support a competitive offense. If it is, build around that player. If not, find a realistic alternative before the offseason.
- Use the Harrison return to fix several needs. Do not automatically spend the second-round pick on another receiver.
- Find out which of the remaining receivers deserve bigger roles.
- Make offensive-line help a priority if protection keeps limiting the offense.
- Get consistent production out of the players already on the roster.
Should Arizona sell more? Only if the return makes sense. The Harrison deal already brought in draft capital, so the Cardinals can be selective and avoid giving away young players who might still become important. Best case: they turn the extra pick into a stronger roster and a clear quarterback plan. Worst case: they trade another young player, draft his replacement with the pick they just got and repeat the cycle for two more years. Next up is a trip to face the Rams on Sunday, October 18. Check the NFL transactions page for the latest deadline movement.
5. HOUSTON TEXANS (1-4, AFC SOUTH): YOU JUST BOUGHT MARVIN HARRISON JR.
Houston chose a different path from the teams above. The Texans are struggling, but they have not accepted that the season is lost. They added Harrison to an offense led by C.J. Stroud, who was his teammate at Ohio State, and they got their first win of the year in a 26-3 victory over Tennessee, which you can find in the Week 5 results.
That move says Houston still sees an opportunity to compete. Now the trade has to make a difference.
The game plan
- Bring Harrison into the offense without expecting him to fix everything at once.
- Use the Ohio State history with Stroud as a head start, not a guarantee.
- Protect Stroud and make the offense more consistent.
- Work out which injured players can realistically return this season.
- Keep the playoff door open, but set a deadline for deciding whether more moves are worth the cost.
Houston should not start selling yet. A 1-4 record is a serious problem, but the Texans already spent future draft capital to improve the current roster, and they should give that decision a fair chance to work. If the losing continues, the front office has to avoid doubling down on a flawed plan just because it already spent the picks. Best case: Harrison finds his role, Stroud gets more dependable weapons and the Texans stay competitive in the AFC South. Worst case: they spend another premium pick on a receiver, fail to fix the underlying offensive problems and enter 2027 with fewer resources and the same questions. Houston is not ready for the full demolition crew, but the clock is ticking.
6. NEW ORLEANS SAINTS (1-4, NFC SOUTH): STOP CONFUSING A REBUILD WITH A WISH LIST
New Orleans is early in a new direction under head coach Kellen Moore, and Tyler Shough has struggled to find consistency. The Saints have lost three straight, all at home. Their latest was the 23-13 loss to Minnesota, in which Shough went 16 of 25 for only 96 yards with two interceptions. Owner Gayle Benson has said the 1-4 start is not acceptable to her, which is a polite way of saying the Superdome has gone from a fortress to a waiting room. Next up is a trip to the Giants.
The Saints need to decide what kind of rebuild they are running. Are they developing a young quarterback and building a sustainable offense? Are they trying to compete with the veteran core? Or are they stuck between the two, which is usually where NFL teams waste years?
The game plan
- Give Shough a fair evaluation based on decision-making, accuracy, handling pressure and command of the offense.
- Decide which veterans are useful to the next competitive version of the team.
- Explore trades for players whose contracts and timelines do not fit the rebuild.
- Protect draft capital and avoid expensive short-term signings that only make the roster look more experienced.
- Improve offensive-line play and build an identity around the players who will stay.
Best case: the Saints find a legitimate quarterback plan, create roster flexibility and develop enough young talent to make the next offseason productive. Worst case: they finish with a poor record, keep every veteran out of fear of losing experience and enter 2027 without a direction. A rebuild is not just a collection of young players and draft picks. It is a plan for turning those assets into a winning team.
7. TAMPA BAY BUCCANEERS (1-4, NFC SOUTH): DON'T LET ONE WIN FOOL YOU
Tampa Bay has shown that its season is not entirely hopeless. The Buccaneers got their first win of the year in the 24-16 win over Dallas on Thursday night, behind undrafted rookie quarterback Jalon Daniels and a heavy ground game that included Bucky Irving. Dallas also played a sloppy game. Tampa Bay still sits at 1-4.
This is exactly why a bad record should not automatically trigger a fire sale. The Buccaneers need to learn whether this roster can recover or whether one win simply delayed some tough decisions.
The game plan
- Evaluate Daniels' play without declaring him the franchise quarterback on the strength of one victory.
- Find out which veterans can still contribute and what their long-term outlook is.
- Decide whether the offensive and defensive lines are good enough to support a turnaround.
- Keep the focus on the division if the standings and remaining schedule make that realistic.
- If the season keeps collapsing, move veterans who are worth more to a contender than to Tampa Bay's future.
Best case: Tampa Bay builds on the Dallas win, develops useful young talent and gets a real chance to recover in a competitive division. Worst case: it overreacts to one win, refuses to evaluate the roster honestly and misses a chance to make sensible decisions before the offseason. The Buccaneers need a plan, but they do not necessarily need a demolition.
THE REAL TRADE DEADLINE PLAN: WHO SHOULD BE SELLING?
Here is how I separate these franchises right now.
TeamImmediate priorityDeadline approachDolphinsEvaluate Malik Willis and the new coaching structureExplore veteran trades and protect future assetsTitansDevelop Cam WardMove expendable veterans and keep the young coreChargersFix protection and offensive consistencyTarget specific upgrades and avoid a fire saleCardinalsRebuild after the Harrison tradeTurn draft capital into several roster improvementsTexansMake the Harrison trade pay offStay competitive, but avoid panic buyingSaintsSet a quarterback and roster timelineSell veterans who do not fit the next windowBuccaneersFind out whether a turnaround is realisticStay flexible and do not confuse one win with a rescueThese are recommendations, not declarations that every season is mathematically over. The deadline is about value. If a contender offers a meaningful draft pick for a veteran who will not help during your next competitive window, listen. If the best offer is a late-round pick for a player who is still important to your roster, do not make the deal just to look busy. The trade analyzer helps you see how any package stacks up, and the NFL transactions page tracks every move as it happens.
WHAT THE REST OF THE LEAGUE SHOULD LEARN FROM THIS
The worst NFL franchises are not necessarily the ones that lose the most games. They are the ones that keep repeating the same mistakes. They draft a quarterback, fail to protect him, fire the coach, change the offense and then declare the quarterback a bust. They trade away a talented young player, spend the pick replacing him and wonder why the roster never improves. They hire a new coach, promise patience, lose five games and start making desperate decisions to save the current regime.
The teams that eventually succeed do something different. They identify the problem, make the hard decisions and stick to a coherent plan. That does not mean every struggling team has to fire its coach or trade its best player. It means every one of them needs to know what it is trying to accomplish.
- Miami needs to evaluate the quarterback it already signed.
- Tennessee needs to develop the quarterback it already drafted first overall.
- The Chargers need to protect the quarterback they already have.
- Arizona needs to make the most of the draft capital it received for Harrison.
- Houston needs to prove the trade was worth the investment.
- New Orleans needs to define its rebuild.
- Tampa Bay needs to find out whether its season can still be rescued.
Those are seven different problems. Treating them all the same is the kind of lazy roster management that gets general managers fired.
WHAT THIS MEANS FOR FANTASY, DFS AND YOUR TICKETS
Losing teams change who matters in fantasy. Offenses that trail trade rushing for passing, defenses that face them get easier matchups and any player moved at the deadline lands in a new role overnight. Before you set a lineup, check the NFL injuries page for who is hurt, the NFL depth charts for who is starting and the NFL player news for the latest moves. The fantasy football rankings and the start/sit board rank your options each week, the NFL DFS lineups builds lineups around the matchups, and the NFL defense stats shows how each defense has held up against opposing offenses.
If you are building a ticket, remember that bad teams are not automatically bad bets and good teams are not automatically good ones. Build one on the NFL AI parlay generator, which uses our ranking of the best options, check what the NFL verdicts page says about the side we have settled on, and use the NFL against the spread page and the NFL unders page to see how the teams have actually done. The NFL spots page and NFL head-to-head page show where the schedule and the matchups help or hurt. Parlays are high-risk, every extra leg is another way to lose, and no ticket is guaranteed.
The week ahead is on the Week 6 schedule and the Week 7 schedule, with the Week 6 matchups page and NFL hub covering every game.
FINAL VERDICT: THE SEASON MIGHT BE LOST. YOUR FUTURE DOESN'T HAVE TO BE.
By mid-October the standings start to show which teams have a real path to contention and which ones should prepare for a difficult offseason. The Dolphins, Titans and Chargers are staring at 0-5 starts, and the Cardinals, Texans, Saints and Buccaneers have a long way to go at 1-4. None of those records eliminates a team by itself, but all of them demand honest evaluations of the roster, the coaching and the direction of the organization.
The smartest franchises will use the remaining games to find their building blocks, develop their young players and make calculated decisions before the offseason begins. The weakest will spend the next three months chasing a couple of meaningless victories, make a handful of desperate trades, draft another player at a position they have failed to develop and announce that next year will be different. And twelve months from now we will be writing the same article about them.
The FantasyDailies take: the season may already be over for some of these teams in practical terms. The real question is whether their front offices are smart enough to recognize it before they waste another year. Losing a season is bad. Losing the next three because you refused to admit the first one was gone is how you become a permanent resident of the NFL's dumpster fire division.
FantasyDailies: Your Edge Every Day.
Records, rosters and injury information can change quickly. Verify current information with official NFL sources. No wager or parlay is guaranteed to win. Please gamble responsibly.




